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Charges that may affect your account
 

* NSF Return Check Charge/Returned Item Fee

$25.00
This fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.  
   

* NSF Paid Check Charge/Overdraft Fee

$25.00
This fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.  
   

*Minimum Balance Fee, monthly at statement cycle 

$6.00
   
* MasterCard
NonBank ATM Charge/Pin Based Fee
$.50

*Unless you are using one of the two ATMís owned by FNBA there will be a fee for any MasterCard transaction that uses a PIN.  This charge will not be assessed for any MasterCard transaction that has a signature present.

 
   
* Account research $20.00/per hour
   
* Stop payments $25.00
   
* Check printing  Varies per style of check
   
* Wire transfers – Outgoing, domestic only $15.00
*International fee may vary  
   
* Cashiers checks - up to $1,000.00 $ 2.00
   
* Cashiers checks - over $1,000.00 $ 4.00
   
 Online Bill Pay  $3.60 monthly per user/unlimited number of bill payments
   
   

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