Checking

Personal

Accounts

When you trust your money to First National Bank of Anderson we want you to be sure that it is in an account that’s right for you. From a Regular Checking account to an interest bearing Money Market account, we will help you to find the account that has your best interest at heart.

Regular Checking

A basic checking account with unlimited check writing privileges.

Requirements
  • Consumer minimum balance to open $100
  • Business minimum balance to open $500
Benefits
  • Unlimited check writing privileges
  • Truncated monthly statements
  • MasterCard® check card
  • Personalized checks (at an additional charge)
Cost
  • If your balance falls below $500, on any day of the month, your account will be subject to a minimum balance fee of $8 for that month.

Super Now Account

An interest-bearing checking account with unlimited check writing privileges.

Requirements
  • Minimum balance to open $2,000
Benefits
  • Interest is calculated by the average daily balance method
  • Interest is compounded daily
  • Interest is paid monthly to account
  • The interest rate and annual percentage yield may change at any time
  • No minimum balance fee if your average daily balance is $10,000 or more for the month
  • Truncated monthly statements
  • MasterCard Check card
  • Personalized checks (at an additional charge)
  • Available for personal accounts, sole-proprietorships, non-profit organizations and government entities
Cost
  • Minimum Average Daily Balance Tiers:
    • Below $2,000 - $20.00
    • $2,000 to less than $5,000 - $10.00
    • $5,000 to less than $10,000 - $5.00
    • If your close your account before interest is paid, you will not receive the accrued interest.

Money Market Account

An interest bearing account with limited check writing privileges.

Requirements
  • Minimum balance to open $2,000
Benefits
  • Interest is calculated by the average daily balance method
  • Interest is compounded daily
  • Interest is paid monthly to account
  • The interest rate and annual percentage yield may change at any time
  • No minimum balance fee if your average daily balance is $2,000 or more for the month
  • Personalized checks (at an additional charge)
  • Available for personal accounts and business accounts
Cost
  • If your average daily balance falls below $2,000 your account will be subject to a minimum balance fee of $20 for that month.
  • If you close your account before interest is paid you will not receive the accrued interest.

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